e-mobilehomes.com
You can be a pro at buying Alabama mobile homes: Whether you are buying your first mobile home or you are an experienced Alabama home buyer who owns more than one mobile home, there are some things that can help you get faster results.
A mobile home or property purchase is one of the most important and exciting events to experience. Owning a home can help you build equity while reducing your income tax.
We are a nation of home and property owners more than any other nation on earth. However, most of us have a mortgage these days.
Determining what features you want in your Alabama mobile home and what payments you can afford are the important first steps. We ask that you consider the entire cost of home ownership, that is a total of the principle and interest payment, taxes, insurance and maintenance. Most Alabama folks are aware of the first four P.I.T.I. or Principle, Interest, Taxes and Insurance. There is another cost of home ownership that is not often figured in. It is property maintenance.
Home maintenance includes painting, caulking, re-carpeting, floor sanding refinishing, re-roofing every 15 to 50 years, depending on the composition of the roof and even replacing of windows, trim and siding. Outside there are sidewalks, the driveway, out buildings, decks, mulching, shrubbery maintenance, fertilizing, reseeding and replanting and of course the regular cutting and similar lawn care expenses. The reason we bring all this up about maintenance is that we hope you figure in the cost of it in addition to your home cost. If maintenance is not figured in you will end up with a mortgage plus maintenance cost or have to borrow more money to do the work that is needed, and that makes it more difficult to afford your new home.
